Track, Split, and
Settle Up — No Drama.
KharchaMate helps flatmates, couples, and friends split shared expenses clearly — from rent and dinners to trips and subscriptions. No messy chats. No math stress.
₹0
Hidden Fees
99.99%
Secure
24/7
Access
Group View
Goa Trip 2024
Recent Expenses
Balances
Settle Up
Shared expenses ruin friendships.
Forgetting who paid, splitting manually, and constant follow‑ups turn small amounts into big tension.
Most people solve this with WhatsApp notes, screenshots, and trust — which doesn’t scale when you live with more than 2 people.
Awkward Reminders
“Hey, did you pay the bill?” turned into “I told you already.”
Wrong Calculations
One person ends up paying more over time and nobody notices.
Built for shared living.
Not a full personal finance app — just the pieces that actually matter for flatmates, couples, and friends.
Create Groups
Split by people, not by receipts.
Auto‑Split
Every expense is split fairly in seconds.
Clear Balances
See who owes whom — no more guessing.
How it works in 4 steps
KharchaMate does the math; you just add the amount and who was there.
Create Group
Add your flatmates or friends.
Add Expense
Add rent, food, or bills in one tap.
Split Automatically
Everyone’s share is calculated instantly.
Settle Easily
Settle via UPI, bank, or cash — we track it.
Loved by paying users
Flatmates and couples use KharchaMate to stop arguments over “who paid last.”
Flatmates in Bengaluru
“We stopped fighting over rent and bills. Now everyone knows what they owe.”
Couple managing meals
“Adds our expenses in real time and keeps us honest.”
College roommates
“No more ‘I forgot to pay’ excuses. Everyone owes only what they owe.”
Built for real people, not just mockups
KharchaMate focuses on solving one problem exceptionally well: shared expenses between friends, couples, and flatmates.
No card required. No long onboarding. Just login and start tracking.